Which of the following most accurately reflects the privacy concerns with Acme Student Loan Company using artificial intelligence in this manner?
AIf the algorithm uses risk factors that impact the automatic decision engine. Acme must ensure that the algorithm does not have a disparate impact on protected classes in the output.
BIf the algorithm makes automated decisions based on risk factors and public information, Acme need not determine if the algorithm has a disparate impact on protected classes.
CIf the algorithm‘s methodology is disclosed to consumers, then it is acceptable for Acme to have a disparate impact on protected classes.
DIf the algorithm uses information about protected classes to make automated decisions, Acme must ensure
That the algorithm does not have a disparate impact on protected classes in the output.
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